With homes starting at just $152,000, you could be closer than you think! If you’re unsure about meeting the qualifications, don’t worry—our team is ready to guide you through every step and help you get there faster than you expect.

• U.S. citizens or legal permanent residents only
• Must have lived and worked in our service area for at least six months
• Credit score of 620 or higher—don’t have that yet? Financial counseling is available to help you improve!
• Meet the income requirements—we can help you determine this!
• Ability to pay a mortgage— 100% financing available through our participating lender network!
• First-time homebuyer—if you haven’t owned a home in the past three years, or if you qualify due to exceptions like death, divorce, or natural disaster.

Income Guidelines

*This represents the 80% Median Family Income Defined by HUD in 2024

The Complete City of Austin Qualifying Chart Can Be Found Here

A Trusted Partner in Your Homeownership Journey

For over 40 years, Austin Habitat for Humanity has helped more than 570 families build brand-new, affordable homes. We’re proud to have been recognized as Best Nonprofit of the Year in 2022 and Affordability Champion in 2023 by the Greater Austin Chamber of Commerce.

At Austin Habitat, we provide the coaching, education, and support you need to succeed in your path to homeownership. With our guidance, you can own a home you love—at a mortgage you can afford. Let’s make your dream of homeownership a reality!

Complete the Homeownership Interest Questionnaire