Housing Counseling Services

 

1. Housing Counseling

Austin Habitat for Humanity’s Housing Counseling Program offers free, one-on-one support to help people reach their housing and financial goals. Our HUD-certified Homeownership Specialists work with families to build confidence, stability, and a clear plan for the future. This program is open to everyone, not just Habitat homebuyers.

Services include:

• One-on-one housing and financial counseling

• Help create and follow a realistic budget

• Support to reduce debt and improve credit (with soft credit checks that don’t hurt your score)

• Guidance on saving for homeownership

• Personalized action plans to reach housing and financial goals

• Help for individuals and families in purchasing a home

Our counselors meet you where you are and guide you step by step, helping you move toward a stronger, more stable future.

2. Homeowner Foreclosure Prevention

Austin Habitat for Humanity offers free foreclosure prevention counseling to help homeowners stay in their homes whenever possible. Our HUD-certified counselors provide guidance, education, and one-on-one support to help you understand your options and take the next right steps.

If you are worried about losing your home, our team can help you talk with your lender and explore solutions to keep your mortgage on track. If staying in your home is not possible, we will help you understand what comes next.

Services Include:

• One-on-one foreclosure prevention counseling

• Review of your finances to find realistic solutions

• Help understanding options like repayment plans, forbearance, and loan modifications

• Support communicating with your lender when appropriate

• Budget planning to manage financial challenges

• Referrals to community resources for basic needs

For more information or to schedule an appointment, email clientservices@ahfh.org with the subject line Homeownership & Foreclosure Prevention.