How It Works
Buying a home in partnership with Austin Habitat for Humanity is a unique and exciting opportunity.
We build high quality and energy-efficient homes throughout the year with hardworking, low-income families and the community and then sell the homes at no profit with affordable mortgages to Habitat families, whom we have prepared to be successful homeowners.
Austin Habitat partners with families to be successful homeowners by training them to pay for their homes, maintain their homes and connect with their community. We require our families to take our homebuyer education classes on topics ranging from finance and budgeting to home repair and maintenance.
Austin Habitat homebuyers must meet three primary requirements:
- Have crowded, substandard, or cost-burdensome living conditions
- Have a willingness to partner
- Have the ability to pay
If you are approved as an Austin Habitat homebuyer, you are required to complete 300 hours of sweat equity building yours and your neighbors’ homes, pay a down payment and commit to paying a 30-year mortgage. Additionally, home styles may vary in each of our neighborhoods, and the size of your home is determined by the size of your family.
Our Habitat homeowners and community volunteers find our homeownership process rewarding and take pride in making the dream of homeownership a reality – and we know you will too!
To qualify, you must earn 80% or less than the Median Family Income. See income limits in the table below:
|Persons in Household||Income Limit|
If you believe you may qualify for Austin Habitat’s Affordable Homeownership Program, check out the steps to homeownership.